Before you found Wayhome, what was your living situation?

I was living with my parents in their flat. I’ve been so lucky to have such amazing parents who’ve really taken good care of me, but as I get older I needed to start planning for my own future.

I want to start a family of my own one day soon, so my dream was to find a home big enough that was close to where my parents live and in an area I know and love. 

How did you find Wayhome?

I was looking at my options and I turned to a website I trust, Islamic Financial Guru. That’s when I first heard about Wayhome.

What was the hardest part of getting on the property ladder?

I knew about the different Shariah mortgage options out there but I didn’t have a deposit big enough to qualify. 

They were asking for anywhere between 30-35%, which seemed impossible to me. 

"...my dream was to find a home big enough that was close to where my parents live and in an area I know and love"

What made you feel Wayhome was the right option for you?

It was mortgage free and clearly Shariah compliant. No mess or fuss.

A mortgage that isn’t strictly Shariah compliant just doesn’t work for me. And even if that was an option, I was looking at years and years of waiting around and saving.

I decided I didn’t want to wait around and that Wayhome made the most sense for moving on with my life plans. They also made the whole finding and buying a home really straightforward. 

Another big thing for me was that I could start with a 5% deposit. I signed up in October 2021 and by mid-December I had an offer accepted on a three bedroom semi-detached home in Luton!

Choosing to buy with their help was a no brainer for me.

If Wayhome never existed, what would your homeownership plans have been?

I don’t really know. I probably would have had to stay at home with my parents and tried to save for a 30% deposit. But who knows how long that would have taken. 

What was your experience of using Wayhome to buy your home?

When I came across Wayhome I spoke with Nadia from their Customer team and she walked me through the whole process. 

It’s scary buying a home for the first time, you don’t know what to expect. But my questions were always answered and this gave me peace of mind that it was the right option for me.

"A mortgage that isn’t strictly Shariah compliant just doesn’t work for me. And even if that was an option, I was looking at years and years of waiting around and saving"

How important was it to you that Wayhome is certified as Shariah compliant?

It’s important to me as there aren't any other options out there which are 100% Shariah compliant.

I earn good money, so I could get a house with a mortgage if I wasn't worried about the interest or debt, but that just doesn’t work for me. 

Buying with Wayhome meant I could still get on the property ladder now and rest easy knowing it was 100% Shariah compliant.  

What does owning a home mean for you now and in the future?

Owning my own home is completely different to renting. 

I don’t have to worry about moving at short notice, extending my tenancy, or even buying new things every time I move to make a new place more comfortable. This is actually my home, which sounds simple but it’s incredibly important to me. 

I honestly would have been lost without Wayhome’s help.

Fazilla

a month ago

We got our home! 

The journey to this point was seamless. We went for a few properties and eventually was accepted for the best one.

Wayhome is highly recommended if you want to break free from high rents and struggles of getting a traditional mortgage.

Nina

3 weeks ago

Our landlord decided to put our home on the market at the end of our tenancy contract. We had been saving for this eventuality for two years, and had a relatively decent deposit and combined annual income.

We are now in the final stages of buying a home. Not the house we thought we would be buying, but a better one in our home village where we want our children to grow up.

Martin

a month ago

Wayhome are the most helpful and dedicated team. They've managed to make it possible for us to own a share of a home and get on the property ladder. Perfect.

Phil

9 months ago

The Wayhome team have been amazing! They have communicated with me every step of the way. They are constantly adding new homes to their website, which gives me a wide choice to find exactly what I was looking for in a home.

After finding a suitable home, they were speedy in processing the viewing and so that I could if it was the home I wanted.

As soon as I had viewed the house and was happy with it, I contacted the team, and they shifted into HIGH GEAR!! They negotiated an offer on the property, which the offer accepted straight away!

If you are looking for a way to get onto the housing ladder and going through the usual channels isn't working for you. Take a look at Wayhome!

Brad

a week ago

Great new initiative to purchase a property that otherwise would have been out of reach. Staff are really friendly and really helpful. Special mention to Heather, who has been super suppotive and gone about and beyond to get us into the position we are today. Hopefully due to exchange and complete on our property imminently.

Raid

this week

As a Muslim we can't take interest based loans leaving us with very limited option when it comes to house purchase.

The few Islamic banks has 30% deposit and the requirements are very high leaving most of the people out.

Everything comes with it's price tag and limitations but Wayhome us currently filling the gap in the market which has been left out of the property ladder.

Ria

3 weeks ago

I am so pleased that I came across Wayhome and their gradual home ownership scheme! I thought I would be renting forever & never have an opportunity of owning & buying my own home! I've found a house, completed all the gradual home ownership stages and now in the official buying stage which soon I hope to be moving into & owning a percentage of a home that I can buy more of & hopefully one day own fully! Thank you Wayhome!

Sabina

a month ago

Being self employed and after 18 months of covid we had looked at all possible options for getting a mortgage, including some specialists for directors of firms. NONE were able to help find a mortgage that would enable us to buy a house in our area.

Then we came across Wayhome and they saved us!

We have now found a home which isnt a shoe box with a postage stamp size garden.

P.S. We started the process late September 2021 and were in our own home by Feb 2022.

Muhammed

3 weeks ago

Great company with very helpful staff in every step. They are reassuring and provide all the guidance you need as a first time buyer. Wayhome will address your concerns and make you feel confident in this. Let them take them take away the hard and complex parts of the home buying process for the greatest most stressful process of your life.

Nadia, Susan and Dominic have been incredibly helpful so far.