Partnered with
Help your customers buy a home worth up to 7-10x their income
Wayhome vs. Shared Ownership
Wayhome
Shared Ownership
Buy without a mortgage
No brand new builds
Avoid high service charges
Only pay for your share of the buying costs
No fees to buy more of your home
You don’t have to be a first-time buyer
Buy more of your home whenever you want to, from as little as £50
Most maintenance costs split by how much you own
No rules about who you can sell to
Unmortgage Ltd (registered in England and Wales, Company No. 10395239) and its subsidiaries comprise the Unmortgage Group. Our registered office is at 9 Appold St, London, EC2A 2AP.
Wayhome is a trading name of the Unmortgage Group.
Unmortgage Arrangers Ltd, a subsidiary of Unmortgage Ltd (registered in England and Wales, Company No. 11842567), is authorised and regulated by the Financial Conduct Authority (Firm Reference Number 838366) for arranging and administering insurance policies only and is also registered as an EMD Agent of Modulr FS Limited (Firm Reference Number 902968). Modulr FS Limited is Authorised and Regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573). Your money is held in a segregated and safeguarded account under e-money regulation.
No other aspect of the Unmortgage Group’s business falls within the scope of financial services regulation. This means you do not have any of the protections under the FCA rules and do not have any cover from the Financial Ombudsman Scheme or the Financial Services Compensation Scheme in relation to your interest in an LLP. Customers should ensure they understand what this means before they use the Wayhome product.
For full details relating to our regulatory position please see our Regulatory Information Page.
Wayhome Property Management Ltd, a subsidiary of Unmortgage Ltd, is a member of The Property Redress Scheme (membership number PRS025713), which covers activities in relation to the purchase of the home, the setting up and management of tenancy and the management of maintenance of the home.
Wayhome Nominees Ltd (registered in England and Wales, Company No. 13085562) is a subsidiary of Unmortgage Ltd.
It’s easy to confuse us with Shared Ownership, but we’re actually very different.
Debt-free option
There's no loan and no interest and no fees. Instead, we work out affordability based on what they can afford to pay in rent.
Get approved quickly
On average, referred leads get an Agreement in Principle within just 4 days, which means they can make offers.
Why other intermediaries like us
Only 5% min. deposit
They only bring the 5%, we pay for the remaining 95%*
*£7,500 min. deposit and £24,000 min. household income
Flexible ownership
Only pay rent on the part of the home they haven't bought yet. Buy more each month or in lump sums. Buy us out when they can.
Live debt-free and avoid paying interest
We buy with them, so there’s no mortgage, no loan and no interest. We’re also a certified Shariah compliant option.
Buy a home worth up to 10x income
We look at what they can afford differently—they could end up in a home worth up to 10x your income.
Are your customers with a 5% deposit struggling to buy the home they actually want?
We help people buy their dream home with just a 5% deposit and without a loan or interest.
1
They pay for their share with their deposit.
We pay for the rest.
2
The house is paid for in full.
So they don’t need a mortgage.
3
They own the bit they bought.
They pay rent for the rest.
4
The home is theirs to make their own.
Nobody can ask them to leave.
5
Buy more each month or in lump sums.
The more they buy, the less rent they pay.
How people buy a home with our help
How people buy a home with our help
Want more information? Get in touch!
Contact our Partnerships team:
E: partnerships@wayhome.co.uk
Bigger buying budget
With our help, your customers could buy a home worth as much as 7-10x their income, with just a min. 5% depsoit
