Unmortgage Ltd (registered in England and Wales, Company No. 10395239) and its subsidiaries comprise the Unmortgage Group. Our registered office is at 1 Poultry, London, EC2R 8EJ.

Wayhome is a trading name of the Unmortgage Group.

Unmortgage Arrangers Ltd, a subsidiary of Unmortgage Ltd (registered in England and Wales, Company No. 11842567), is authorised and regulated by the Financial Conduct Authority (Firm Reference Number 838366) for arranging and administering insurance policies only and is also registered as an EMD Agent of Modulr FS Limited (Firm Reference Number 902968). Modulr FS Limited is Authorised and Regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573). Your money is held in a segregated and safeguarded account under e-money regulation.


No other aspect of the Unmortgage Group’s business falls within the scope of financial services regulation. This means you do not have any of protections under the FCA rules and do not have any cover from the Financial Ombudsman Scheme or the Financial Services Compensation Scheme in relation to your interest in an LLP. Customers should ensure they understand what this means before they use the Wayhome product.

For full details relating to our regulatory position please see our Regulatory Information Page.

Wayhome Property Management Ltd, a subsidiary of Unmortgage Ltd, is a member of The Property Redress Scheme (membership number PRS025713), which covers activities in relation to the purchase of the home, the setting up and management of tenancy and the management of maintenance of the home.

Wayhome Nominees Ltd (registered in England and Wales, Company No. 13085562) is a subsidiary of Unmortgage Ltd.

Get independent legal advice about Gradual Homeownership

Our Property Specialists take over

Nockolds are a legal services firm who can provide you with completely independent legal advice on all aspects of Gradual Homeownership.

This includes helping you understand the legal agreements you'll enter into if you become a homeowner with us.

Their advice is not influenced by us in any way and they'll only focus on finding out whether Gradual Homeownership is the right option for you.

Introducing Nockolds

Ready to become a homeowner?

Start application

Already started?

*'we' 'us' and 'our' refer to Wayhome and/or their funding partners.

Keep your application moving

Back to homepage

Unmortgage Ltd (registered in England and Wales, Company No. 10395239) and its subsidiaries comprise the Unmortgage Group. Our registered office is at 9 Appold St, London EC2A 2AP.

Wayhome is a trading name of the Unmortgage Group.

Unmortgage Arrangers Ltd, a subsidiary of Unmortgage Ltd (registered in England and Wales, Company No. 11842567), is authorised and regulated by the Financial Conduct Authority (Firm Reference Number 838366) for arranging and administering insurance policies only and is also registered as an EMD Agent of Modulr FS Limited (Firm Reference Number 902968). Modulr FS Limited is Authorised and Regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573). Your money is held in a segregated and safeguarded account under e-money regulation.


No other aspect of the Unmortgage Group’s business falls within the scope of financial services regulation. This means you do not have any of protections under the FCA rules and do not have any cover from the Financial Ombudsman Scheme or the Financial Services Compensation Scheme in relation to your interest in an LLP. Customers should ensure they understand what this means before they use the Wayhome product.

For full details relating to our regulatory position please see our Regulatory Information Page.

Wayhome Property Management Ltd, a subsidiary of Unmortgage Ltd, is a member of The Property Redress Scheme (membership number PRS025713), which covers activities in relation to the purchase of the home, the setting up and management of tenancy and the management of maintenance of the home.

Wayhome Nominees Ltd (registered in England and Wales, Company No. 13085562) is a subsidiary of Unmortgage Ltd.

Buying a home is an important decision to make

Before you take the next step towards homeownership with us, you may want to consider getting independent legal advice first.

If you don't know who to speak to, we can introduce you to a legal services provider that understands how Gradual Homeownership works.

Nockolds provide two types of legal advice:

Their services

Core Advice - £295 (including VAT)

To help you make a decision on whether Gradual Homeownership could be the right option for you.

Document Advice - £550 (including VAT)*

If you've decided that Gradual Homeownership is right for you, they'll provide you with advice on the key documents relevant to part-buying and part-renting a home with us.

*if you get Core Advice from Nockolds and you would also like to get Document Advice, then you only pay £395 (including VAT).

You can find out more about both of their services below.

Find out more

To get advice from Nockolds please email

 wayhomecustomers@nockolds.co.uk

Interested?